Facing the debt problem
April and I have already taken the first step in eliminating debt, realizing that there is a problem. We have even gone through the denial phase thinking that we were on the right track to pay off our debt. We were wrong.
Money is the number one reason for divorce and this is not a path that I want to go down. April and I used to fight when the topic of money was brought up. We had different thoughts about dealing with money. We got to the point that we would not even bring it up.
During the past two weeks we have freely discussed money and no longer fight. We now act like adults when it comes to money and our debt. Our future looks much brighter without payments to the bank.
I wish I knew how to handle money while I was in high school. I would have no debt and would be on my way to becoming a millionaire. Unfortunately, I made lots of mistakes with money and was on my way to the poor house.
I got April to start listening to The Dave Ramsey Show with me. We both deal with our finances so it makes sense for both of us to listen to the show. At this time we only listen to one hour of the show as a podcast. Eventually we will listen to all three hours without commercials when we join My Total Money Makeover.