Update on debt freedom
American Express is paid off! Woo-Hoo! However, this does not make not much of a dent in our total debt. April and I have not used a credit card for at least 2 years now. We only have one more credit card to pay off, which will be paid off by the end of the year.
Credit cards companies are evil and my advice about credit cards – do not get one!
We have also sold many items that we had no use for. We have created a written budget and we only buy something if we can pay cash. We have built up our discipline over time.
We have accumulated a bit of debt over time and we have finally decided to beat debt. I have been listening to Dave Ramsey for over a month now, and what he talks about is merely common sense. The hardest part about the journey to becoming debt free is trying to convince my wife that it will really happen.
